Restoration Title Services, LLC
Services
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A full-time Real Estate Attorney is available to answer real estate questions
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Contact buyer/seller to obtain preliminary information and keep them advised as the transaction proceeds to closing
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Obtain payoff letters from institutions on all outstanding liens on the property
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Obtain a lien search from the county/city to verify that that there are no outstanding liens on the property.
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Contact any condominium association or homeowner’s association, if applicable, to obtain certificates of approval, payoff information on any outstanding maintenance payments, leases and/or assessments.
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Request surveys, insurance and inspections as required by the lender.
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Perform a computer search of the property and perform a title examination to ascertain the present owners of the property and verify that there are no outstanding judgments or liens.
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Issue a title insurance Commitment to the lender indicating what documents must be provided in order to convey clear title.
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Contact the necessary parties to schedule a closing.
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Perform an updated title search on the day of closing to ensure that no other documents have been recorded since the initial title search.
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Upon receipt of the closing packet from the lender, prepare a Closing Disclosure Statement or HUD I Settlement Statement outlining all the various charges. Inform the parties of the amount of funds required to close the loan.
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Collect all funds due and distribute it to the proper parties, including satisfying any outstanding mortgages, judgments or liens.
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Record documents after closing.
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Issue Owner’s/Mortgagee Policies and endorsements as required.