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  • A full-time Real Estate Attorney is available to answer real estate questions

  • Contact buyer/seller to obtain preliminary information and keep them advised as the transaction proceeds to closing

  • Obtain payoff letters from institutions on all outstanding liens on the property

  • Obtain a lien search from the county/city to verify that that there are no outstanding liens on the property.

  • Contact any condominium association or homeowner’s association, if applicable, to obtain certificates of approval, payoff information on any outstanding maintenance payments, leases and/or assessments.

  • Request surveys, insurance and inspections as required by the lender.

  • Perform a computer search of the property and perform a title examination to ascertain the present owners of the property and verify that there are no outstanding judgments or liens.

  • Issue a title insurance Commitment to the lender indicating what documents must be provided in order to convey clear title.

  • Contact the necessary parties to schedule a closing.

  • Perform an updated title search on the day of closing to ensure that no other documents have been recorded since the initial title search.

  • Upon receipt of the closing packet from the lender, prepare a Closing Disclosure Statement or HUD I Settlement Statement outlining all the various charges.  Inform the parties of the amount of funds required to close the loan.

  • Collect all funds due and distribute it to the proper parties, including satisfying any outstanding mortgages, judgments or liens.

  • Record documents after closing.

  • Issue Owner’s/Mortgagee Policies and endorsements as required.

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